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A real card for every subscription you pay for, not a plain spreadsheet row. See the
Go through your bank statements for the last three months and catch every recurring charge — most people find two or three they'd forgotten.
Knowing when each subscription renews gives you a chance to cancel before the next charge rather than after.
Cancel anything you haven't actively used in the last 30 days. One quarterly review typically saves more than the cost of this planner.
