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No spreadsheets, no formulas — just a real visual wheel for every month of the year,
Before touching the monthly wheels, fill in the Category Setup page with the spending categories that matter for your household — you'll reference this every month without repeating the setup.
Divide the wheel into segments for each spending category and write the budgeted amount in each slice — the visual format makes it immediately clear whether your plan is balanced.
The detailed Expense Log sits beside each wheel — record each transaction the same day so the log stays accurate and the wheel reflects your real spending at month's end.