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Watch your debt disappear, one payment at a time — a visual thermometer tracker for up to 6 debts.
You can't build a payoff plan without knowing exactly what you owe. Gather all the numbers before starting.
Snowball pays off smallest balances first for quick wins. Avalanche targets highest interest first to minimise total cost. Pick one and commit.
Each additional payment beyond the minimum is a milestone — record it the day it's made and watch the balance drop.